There are several types of general insurance policies, each tailored to address specific needs and risks. Some common categories of general insurance include:

1. Auto Insurance: Covers vehicles against damage or theft and provides liability protection in case the insured person is responsible for injury or damage to others in a car accident.


2. Health Insurance: Offers coverage for medical expenses, including hospitalization, surgeries, and other healthcare services. It helps individuals manage the financial burden of healthcare costs.


3. International Travel Insurance: Provides coverage for unexpected events during travel, such as trip cancellations, lost luggage, or medical emergencies abroad.


4. Criticare Insurance: Critical care insurance, also known as critical illness insurance, is a type of insurance coverage that provides a lump-sum payment to the policyholder in the event they are diagnosed with a covered critical illness or medical condition. Unlike traditional health insurance, which typically covers medical expenses and hospitalization costs, critical care insurance is designed to offer financial support for non-medical expenses associated with serious illnesses..

General insurance policies are typically purchased on an annual basis, and premiums are paid regularly to maintain coverage. The terms and conditions, coverage limits, and exclusions vary depending on the type of insurance and the specific policy. General insurance plays a crucial role in helping individuals and businesses mitigate financial risks associated with unforeseen events and uncertainties.