An annual policy known as personal accident insurance, or PA insurance, offers compensation for injuries, disabilities, or fatalities that are exclusively the result of violent, unintentional, external, and visible incidents. It is not the same as health and medical insurance or life insurance.

The primary purpose of this insurance is to provide the insured with some form of compensation in the event that they sustain physical harm due to an external, violent, and visible accident. Therefore, the policy does not cover death or harm resulting from any illness or disease. Having personal accident insurance is essential for anyone who travels because of work regularly.

What are the advantages of Personal Accident Policy?

• Provides financial security to your family and loved ones.

• There no external tests and documents needed over and above the current condition.

• Extensive coverage at much affordable rates.

• It offers worldwide coverage.

• Easy and seamless claim process.

• Support centres available on all days and around the clock.

• You can customise the policy to suit your specific needs.

What coverage do you get if the accident inflicts permanent partial damage to holder of this policy?

Accidental Death Cover –

The sum assured of the policy will be paid to the nominee in case of death of the policyholder.

Permanent Disability Cover –

If an accident leads to a permanent disability, a pre-agreed amount will be paid to the policyholder.

Temporary Total Disability –

If the insured meets with an accident that makes him or her bedridden for some time, a pre-agreed amount will be paid to the policyholder.

For any product related doubts, or purchase queries, immediately reach out to us!