The company (earlier known as ‘Bajaj Financial Solutions Limited’) was incorporated as a subsidiary of Bajaj FinServ Limited (‘BFS’) on 13 June 2008, is a company limited by shares and domiciled as well as having its operations in India. \

The Company was acquired by Bajaj Finance Limited (BFL) from BFS in November 2014 to conduct housing finance business in a dedicated subsidiary company and accordingly, the Company’s name was changed to Bajaj Housing Finance Limited (BHFL) on 14 November 2014. It got registered with National Housing Bank ('NHB') as a non-deposit taking Housing Finance Company on 24 September 2015. BHFL is a 100% subsidiary of BFL and started its operation in financial year 2017-18 (FY2018). The non-convertible debentures (NCDs) of the Company are listed on the Bombay Stock Exchange (BSE), India.

The Company has a diversified lending model and focuses on five broad categories viz:

1. Home loans

2. Loan against property

3. Lease rental discounting

4. Developer financing

5. Unsecured loans 

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