HDB Financial Services Ltd., established in 2007, is a non-banking financial company (NBFC) offering a diverse range of financial services, including personal loans, business loans, loans against property, and vehicle finance. The company operates across India, with a robust presence in urban, semi-urban, and rural areas. Its core revenues stem from consumer lending, especially loans against property (LAP), vehicle finance, and personal loans. HDB Financial Services utilizes advanced technology to streamline loan origination, servicing, and repayment processes.
HDB Financial Services aims to expand its footprint in underpenetrated markets and broaden its product offerings. It plans to enhance its presence in smaller cities, increase its loan book in sectors like microfinance and small business loans, and leverage technology for superior customer engagement and efficient operations.
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